Manny and his wife, Alicia, are drowning in debt. Desperate, Manny takes a job repossessing houses with his father in law. Under pressure, Manny has to make a critical choice—evict his friend, Kevin and his ailing mother—or lose his job. Despite Shan’s desperate pleas, Manny evicts them, attracting a demonic presence, KARMA. Instantly, his luck turns—flat tire, hit and run, supernatural accidents. When Frank is brutally killed and Alicia threatened, Manny realizes he must make the ultimate sacrifice in order to save his family.